Changes within the Affordable Care Act Marketplace are creating new cost and coverage considerations for individuals across the country. While these developments are centered on individual health insurance, their effects may extend into the workplace. Employees may reconsider where they obtain coverage. Dependents may explore different...
Before You Choose Level Funding Know how the plan fits your group’s risk profile, renewal outlook, and cost-control goals Level-Funded Plans: Smart or Just the Latest Trend? Level-funded plans are getting more attention from employers looking for a different way to manage health plan costs. With fully insured...
For years, fully insured health plans have been viewed as the safer options for employers. Monthly premiums are fixed, administrative responsibilities remain with the carrier, and employers avoid the perception of financial exposure associated with self-funding. Heading into 2026, many brokers were seeing employers revisit that...
Why CAA Enforcement Is Increasing in 2026 Since the Consolidated Appropriations Act (CAA) introduced new transparency requirements for health plan compensation, regulators have steadily increased enforcement expectations. While the legislation took effect in 2021, 2026 is expected to bring heightened scrutiny around broker and consultant compensation...
Here’s your guide to HDHPs—discover how AIR’s Health Bridge delivers powerful tools for savings and stability....
Build flexible benefit strategies that grow and adapt with your workforce....
Stay in control of your benefits in the new year....