Better Employee Health Benefits Start Here

Two men are sitting at a wooden table, engaging in a conversation. One man gestures with his hand while talking, and the other smiles and listens. There are notebooks, a cup of water, and a coffee cup on the table. The background is modern and glass-walled.

Alternative Insurance Resources (AIR) has provided employers in the southeast with effective and affordable alternatives to traditional benefit plans for more than three decades. The only full-service, independently held brokerage and benefits consulting firm in Alabama that also provides third-party administration (TPA) services, AIR delivers flexible, transparent solutions for keeping employer costs under control and ensuring employee access to quality care.

Find Your Right Solution Download AIR Overview

For Brokers

For Brokers

With a three-decade track record of working with brokers, we meet your clients where they are and customize a benefits solution to meet their unique needs.

For Members

For Members

With customer service second to none, we provide you with 24/7 access to eligibility, claims status, and benefits, with expert staff at the ready to help you navigate your health plan.

For Employers

For Employers

We don’t believe in a one-size-fits-all solution. By focusing on flexibility and long-term viability, we’ll design and implement a benefits solution around the unique needs of your organization and your workforce.

For Providers

For Providers

From eligibility to claims status, our dedicated team prides itself on providing you with exemplary service and 24/7 access to the resources you need.

Core Products & Services

Brokerage & Consulting Services

We’ll work with you to discover the benefits solution that will most effectively meet your current and long-term needs.

Plan Design & Administration

Comprehensive self-funded plans built from the ground up, including life, dental, vision, disability, disease management, Rx, and more.

Stop-Loss Coverage

Our industry-leading stop-loss partners are equipped to meet the Specific and Aggregate coverage needs of every client.

Health Bridge

A defined benefit solution created to maximize the advantages of a high-deductible health plan (HDHP).

Ready to get started?

The AIR team is standing by to design a custom benefits solution that meets the
current and long-term needs and goals of your organization.

From Our Clients & Partners

  • I would like to share a quick note regarding the superior service and excellent customer service Alternative Insurance Resources, Inc. has provided the Mobile Airport Authority for the past 19 years. The staff for AIR are knowledgeable, reliable, highly competent, and trustworthy. Unlike other TPA agencies I’ve worked with, I felt right away that staff members for AIR truly understood where they fit into the broader scope of the Mobile Airport Authority’s business needs. I highly recommend AIR’s service to other organizations.

    - Mechel Portis, BSHA, MHA
    Vice President of Administration Mobile Airport Authority

It’s time to rein in skyrocketing benefits costs.
Find your alternative to the status quo today!