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Telehealth Access
Access convenient virtual care options through Teladoc. Members with eligible plans can connect with licensed providers for non-emergency medical needs from virtually anywhere.
Visit TeladocDisclaimer: Teladoc services are not included in all AIR-administered plans. Availability and plan design may vary. Please refer to your specific benefit plan for details.
Insights & Education
Stay informed with the latest perspectives, strategies, and updates from AIR. Our insights are designed to help brokers and employers navigate self-funded health plans with greater clarity and confidence.
How ACA Marketplace Changes Impact Employer Plans
Changes within the Affordable Care Act Marketplace are creating new cost and coverage considerations for…
Level-Funded Plans: Smart or Just the Latest Trend?
Before You Choose Level Funding Know how the plan fits your group’s risk profile, renewal…
Fully Insured Is Not Always Safe for Employers
For years, fully insured health plans have been viewed as the safer options for employers….
Broker Resources
If you’re unsure which form to use or need help completing or submitting documentation, our team is here to assist.
Contact AIRPharmacy Cost-Saving Resources
These services are not affiliated with or integrated into AIR-administered health plans. Pricing, eligibility, and coverage may vary. Always review your health plan benefits before using third-party services.
Patient Assistance & Advocacy Programs
Compare prescription prices across pharmacies and access discounts on thousands of medications.
Transparent pricing model offering medications based on actual cost plus a fixed markup.
Save on prescriptions through nationwide pharmacy partnerships and discount pricing.
Find prescription savings, compare drug prices, and access digital discount cards.
Get discounts on medications while supporting charitable initiatives through your purchases.
Search for lower prescription prices at pharmacies near you and download savings coupons.
Access savings on both brand-name and generic medications through participating pharmacies.
Prescription Discount & Cash Pricing Tools
Search tool designed to match patients with available assistance programs.
A nonprofit organization connecting individuals with programs that help reduce medication costs.
Provides a comprehensive database of patient assistance programs and practical guidance.
Support service that helps eligible individuals access medications through assistance programs.
Helps qualifying individuals find programs that provide medications at reduced or no cost.
FAQs
A self-funded health plan is one where the employer pays for healthcare claims directly, rather than paying fixed premiums to an insurance carrier. This approach offers more flexibility, transparency, and potential cost savings.
With a fully insured plan, you pay a fixed premium to a carrier. With a self-funded plan, costs are based on actual claims, giving employers more control over plan design and spending.
You should review your plan documents or contact your benefits administrator or AIR representative to confirm coverage before receiving services.
An EOB is a statement that explains how a claim was processed, including what was covered, what was paid, and what you may owe.
Providers may bill differently than what is allowed under your plan. Always compare your bill with your EOB and contact the provider or AIR if something doesn’t match.
In some cases, yes. Certain discount programs or cash pricing options may be lower than your insurance cost, especially before meeting your deductibles.
Start with AIR Today
Have questions or need guidance? Our team is here to help you make more confident benefits decisions.