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Very important statistics warning: Everyone reading this probably hopes & expects to find precise statistics to compile & process.  The truth is that every number & statistic related to employee benefits, health, insurance (and seemingly everything else) has an automatic 1,000% distortion factor because of vast variations......

Self-funded (or self-insured) health plan is one in which the employer assumes some or all of the risk for providing health care benefits to his employees. He takes control of the assets of his plan, invests them to this advantage, and eliminates the insurance company......

A very large employer asked SPBA’s Past President Fred Hunt what criteria a consultant should recommend back to the employer whether or not to hire a TPA. Below is Fred’s answer. This is presented, because sometimes TPAs and their current & prospective clients take for......